关键特性
- Consolidation of legacy payment operation silos into a common shared payments service that is globally deployed yet locally controlled
- Credit Transfers: incoming and outgoing, 国家环保总局和non-SEPA, 所有货币和目的地国家的客户和银行间支付
- Mass Payment Application supports the full transaction life cycle from transaction capture and value dating to mandate management, bulk debit and credit accounting and customer batch reporting.
- 直接借记:国家环保总局直接借记计划(CORE)下的进账和出账 & B2B)
- 企业支付:根据国家环保总局的指导方针实施客户到银行的接口
- 实时/即时支付:FPS和SEPA即时信用转移下的进出支付
- Functionality available and APIs library support Request to Pay (RTP) schemes and Accounts to eWallets inflows/outflows
- 基于人工智能的算法和标记化功能支持预付款方式
- 通过一层公共API调用,完全支持PSD2指令和开放银行需求.
好处
- Standardise payments processes
- Reduce transactional and operational costs
- Create value-added payment services to clients
- Complete Payment life cycle trace (audit trail)
- 可通过用户定义的业务规则与支付中心进行定制
- On the corporate level: Improved overall customer retention and business competitiveness through the creation of client-specific policies and new products
- 财务层面:通过在支付领域轻松采用新趋势和新技术,实现投资回报率最大化, resource optimisation and lower overall costs
- 客户满意度 & Operational Resilience: Supports various channels and rules